La reducción de los costes totales por el reembolso anticipado en los contratos de crédito inmobiliarioSentencia del Tribunal de Justicia, Sala 3ª de 9 de febrero de 2023, asunto C‐ 555/21: UniCredit Bank Austria AG y Verein für Konsumenteninformation
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Universidad de Granada
info
ISSN: 2255-551X
Ano de publicación: 2023
Número: 114
Tipo: Artigo
Outras publicacións en: La Ley Unión Europea
Resumo
The CJEU ruling of 9 February 2023 is analyzed. It resolves a preliminary question on the interpretation of Article 25 (1) of Directive 2014/17/EU. The decision reached by the European Court differs substantially from the Lexitor case. Given the similarity of both cases, the CJEU ruling of 11 September 2019 is also considered. Both court decisions deal with the reduction of costs for the exercise of the right of early repayment in consumer credit agreements and real estate credit agreements