La reducción de los costes totales por el reembolso anticipado en los contratos de crédito inmobiliarioSentencia del Tribunal de Justicia, Sala 3ª de 9 de febrero de 2023, asunto C‐ 555/21: UniCredit Bank Austria AG y Verein für Konsumenteninformation

  1. Klaus Jochen Albiez Dohrmann 1
  1. 1 Universidad de Granada
    info

    Universidad de Granada

    Granada, España

    ROR https://ror.org/04njjy449

Revista:
La Ley Unión Europea

ISSN: 2255-551X

Ano de publicación: 2023

Número: 114

Tipo: Artigo

Outras publicacións en: La Ley Unión Europea

Resumo

The CJEU ruling of 9 February 2023 is analyzed. It resolves a preliminary question on the interpretation of Article 25 (1) of Directive 2014/17/EU. The decision reached by the European Court differs substantially from the Lexitor case. Given the similarity of both cases, the CJEU ruling of 11 September 2019 is also considered. Both court decisions deal with the reduction of costs for the exercise of the right of early repayment in consumer credit agreements and real estate credit agreements